Is a debt collector supposed to be discussing with someone else about how much money I owe?

I don't think it was the credit card debt collector's place or position to tell my former foster mom how much debt I owe. I'm a grown woman with a college degree, %26amp; the foster mom has nothing to do with my finances. %26amp; then she used it against me %26amp; threw it in my face %26amp; made me feel bad. I fell into debt as a result of Hurricane Katrina %26amp; had trouble getting out, ever since. %26amp; then, the foster mom tried to tell me I need to learn how to manage my money. I already do. I just have an unfortunate situation that I'm dealing with right now.

Is a debt collector supposed to be discussing with someone else about how much money I owe?
It is a violation of Federal Law for debt collection agency to discuss any aspect of a debt they are trying to collect with anyone other than the debtor or their spouse (and in many states they can't even discuss it with a spouse). You may find that you will no longer have to pay the debt depending on the laws of your state.





Also, I know of professionals who can help you out of your situation since it is Katrina related credit issues. You may contact me if you want further information.
Reply:Report the debt colector to the Hypa act... debt collectors can not share any information to anyone... http://www.creditbloggers.com/2006/04/re...
Reply:No.. that kind of behavior is illegal under the Fair Debt Collection Act. They do things like this to scare you and get you to pay up.





You should report them to the Federal Trade Commision.
Reply:absolutely NOT.....huge list of rules and regs this person has broke by discussing your situation with them, BUT maybe in the company's defense did you foster parents give them the impression that IF they knew the details they would help out sorting out the mess you are in.





First step is to find out just how much the foster parents know, then go back to company go above this persons head put ALL of this in writing.....phone calls are where you might lose your temper [rightly so] but can weaken your stance of the one being in the right..............when you write to the company give them a deadline of say 8 days to respond with their action plan of putting this matter to rights and ask that this reply is also in writing, when you send off your letters ensure that they are signed for and you have records of them.





Sorry to hear about your run of bad luck, but hopefully this is just a glitch for you and things will be back on track real soon.
Reply:Well you need to rport them to their supervisor. Even if it's your Mom or Dad the credit company shouldn't discuss your situation with anybody but you. So file a complaint and when you talk to them don't be nice be as rude as you can be and let them know how you feel. And remember how they would treat you if it was the other way around, so enjoy it. Kinda like pay back. So file a report on them and tell them your reporting them to the Better Business Bureau, too.
Reply:Collectors get a % of what they collect, regardless of whom they get it from.


Some will get aggressive with family, especially parents or grandparents trying to scare them into paying for the child. Years ago they traumatized my elderly parents , telling them horror stories of what they would do to me if it wasn't paid.


After I found out, i told the parents to just hang up on them, then I called the collections agency . . .


I told the agent I was coming to smash his dialing fingers so he may want to train for other employment.


I told his supervisor that due to the employees tactics, and traumatizing my elderly parents, I would NOT be paying the bill EVER . . . and asked how well those stupid tactics were working now ?


Report the loser, to the authorities and his boss. (although the boss is probably of the same ilk)