What are some of the ways that collectors/creditors use to collect a debt?

In a normal work day of a debt collector, what are some of the tools or methods they use to collect a debt.

What are some of the ways that collectors/creditors use to collect a debt?
Online skip tracing, calling references ... searching info from utility bills..
Reply:Small steps like paying your bills on time and using only part of the credit available to you. Also use your credit cards for making small payments regularly, so that it is reflected in your credit record. More tips available at http://www.acreditlibrary.com/buildcredi...
Reply:they harass you!!!!! they call you 5 to 6 times a day until you either just don't answer the phone anymore or you give in and actually that's all they want you to do anyway.
Reply:They use all the ugliness you can think of. Hope you are not asking this question to become one of these ugly debt collector. If so, remember... goes around, comes around.





Visit http://www.privacyrights.org/fs/fs27-deb...
Reply:In my country, they put your name and address in the newspaper and ask "would the following persons or persons knowing of their whereabouts please contact...(name of credit agency). They also come to your house early on mornings or on your job to collect the money or you. Some take you to court and you have to pay their fee and the money you owe. Some send you a letter asking you to contact them to make arrangement to pay back the money and that is the first thing that they will do.





If it is for child support that you have to pay through the courts, then they will send about 3 or 4 Marshalls of the Court to put you in jail until someones comes and pay the money on your behalf.
Reply:Lots of times a colector may call either a family member or a reference and act like a old school friend trying to find out everything about you even down to religion and try and at times use that against you.
Reply:They will call your house all the time . Your credit will be tagged with the bad debt . If it is a car boat or something they can take back the will repo it .