How exactly does a debt card work in regards to starting my own bank account?

I am starting my own bank account and would like to know if the money I put in my account goes directly on my debt card and also when I put money in my bank account will that automatically be put on the card or do I have to do something for that to happen?...thanks

How exactly does a debt card work in regards to starting my own bank account?
Its just like writing a check.


Be careful not to overdraw the NSF fees at my bank are 35 dollars each. OUch!


Try to keep a cash cushion of 500 dollars so you never overdraw.


Check your balance online weekly, or keep a check register on excell.





Banks make 240 / year on people that have less than a 250 average balance. Don't be one of those people that keeps bouncing checks and debits.


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Reply:When you open up a checking account and make a deposit you have funds in your account when you use your debit card you take funds that match the debit out of your account to pay for your debit it is usually taken out of the account immediately its so easy it's scary. Just keep track of your debits so you do not overdraw your account.
Reply:are you talking about a DEBIT card?


a debit card is connected to your bank account, so instead of paying with cash, you use the card, and the money is taken out automatically. like cash.
Reply:A debit card is like a check. When you use it, funds are automatically deducted from your account. So its like a convenient check book.