How can I find debt consolidation thru the govt and not a for profit company?

I have heard bad things about debt consolidators. The gov%26#039;t has a program to help but I don%26#039;t know how to find them - any ideas?

How can I find debt consolidation thru the govt and not a for profit company?
I don%26#039;t think govt. have such program. However not all debt consolidators are bad. If you really need some help, I will suggest you a site. Where you can get your Consultation free of Charge!





No credit check required to get started with your free debt consultation.





http://www.wahor.net/debt





:)
Reply:Willow22,





I don%26#039;t know what government program you%26#039;re thinking of, but there are non-profit (as well as for-profit) organizations that might be able to help.





There%26#039;s a good article at eHow on steps to take to begin tackling your debt. Take a look at it:





http://www.ehow.com/how_2326032_avoid-es...


How to Stop Escalating Debt





It includes information on companies (both non-profit and for-profit) that can help you with debt consolidation and reduction.





You can also look here for tips on earning some extra cash online:





http://www.ehow.com/how_2254361_money-in...


How to make money on the internet, scam-free





Lastly, here%26#039;s an interesting alternative to conventional lending...getting a %26quot;social networking%26quot; loan from Virgin Money (from the same folks who run Virgin Airlines):





http://www.ehow.com/how_2310995_student-...


Social Loans from Virgin Money





Hope these help.
Reply:The Government does not have a program for debt consolidation. There may government resources that will help with your utility payments, etc. . As far as your consumer debt, such as credit cards, dept. store cards, loans, etc you have to apply for a dept consolidation loan through a loan company or a bank.





Here is a great site that allows you to apply for loans from other consumers. You should visit it and give it a thought. But there are no guarantees that you will get a loan. www.prosper.com
Reply:I think you might be talking about government grant that you can use to help your debt situation.





I included two resources I found might be useful.





Good luck!
Reply:Hi,


I used %26quot;Credit Solution%26quot; to settle my debt and avoid bankruptcy.They managed to reduce my debt up to 58%.It%26#039;s legitimate.I came across this company on NBC News Special Edition.Check it out here:


http://lnkurl.com/25
Reply:Simple, give the Government a call and ask them whats best.
Reply:never heard of it, but i think ill look into that myself.