How serious will debt collectors become?

I have a couple credit cards $2000 and $600 debts, that im paying through a consolidation company.





Debt collectors are calling several times a day now.





How much more serious can this get? I don%26#039;t have to worry about someone knocking on my door do I?

How serious will debt collectors become?
Are you sure the debt consolidation company is actually paying your credit cards? The norm is for the debt consolidation company to not pay any of your debts till they are 3 months past due. Then they negotiate lowball settlements under threat that you will file bankruptcy.





Some credit card companies refuse to play that game and it doesn%26#039;t sound like your credit cards want to deal with this company. It is likely they will file lawsuit, get a judgment, then attach your bank account, garnish your wages, and lien your property.





I suggest you call this consolidation company and ask why they aren%26#039;t paying your creditors. You would be much better off using the money to actually pay these debts off yourself instead of paying fees to this consoliation company to completely trash your credit.
Reply:if you are using another company you should tell them you are working with a debt consolidation company. If they know this they have a tendency to back down.





No they won%26#039;t knock on your door, but they will call you until you tell them you are working with someone on debt consolidation.
Reply:no - they don%26#039;t knock on doors - they can put it in your credit report....
Reply:no there just these fat sloths that pick there butt all day and call people who owe money. Start to make fun of them and freak them out be like what are you wearing size color ext..might work might not! Anyways pay that debt off debt doesn%26#039;t make you rich having money does! good luck!
Reply:If your paying through a dept consolidation company it is there responsibility to inform all debtors of your efforts to pay and to stop the collection calls.
Reply:Make sure that your debt management company is paying the right collection agencies for your debt. Have you tried getting a debt consolidation loan just to pay the cards off and then you could just make one payment to the bank until the loan is satisfied?