How do I get out of debt and come out with good credit?

Married, and have almost 100,000.00 in debt. Thats not including a house payment, total of 113,000.00. Total all together 213,000.00


Its to much for me to handle but we dont wont to loose our good credit score.

How do I get out of debt and come out with good credit?
The first step is to cut up all of your credit cards immediately and find out if you have any reoccurring charges that you might have forgot.





The second step is to increase your income by getting a second job if possible or working overtime. If one of you is not working and you have children, than have the stay at home get a job that will allow the full time spouse to come home and then the part-time spouse can go to work. You do not want to be paying any type of child care if possible to allow for more of your income to go towards your smaller debts first. That way it looks like you are making serious head way, it can be paid off quicker, and than you can add the amount that you were paying to it to the next higher amount.
Reply:Hi, I can discuss a solution or suggest one if you are interested in what I have to tell you. I may be able to help you. My email is rpelley5@yahoo.com.
Reply:Is there a lottery in your state??





Any rich relatives in bad health??





There is a $10 million reward for Osama Bin Laden. ( I%26#039;d turn him in lightning quick)
Reply:Honey with that type of debt you should consider refinancing, downsizing, and/or consolidating